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Business Accounts

Business Accounts

We mean business at BBCU. We offer a full range of business services such as business checking, savings and lending that are designed to help your business grow.

Your business checking account has no monthly fees**, no deposit fees, convenient access to your account through 24/7 online banking and a debit card. An overdraft protection line of credit is also available.

Checking Accounts

Checking Accounts

Regular Checking

Experience the convenience of a BBCU checking account. This account features unlimited check writing and does not require a minimum balance. Easily access your account through online banking which includes bill payment, eStatements & check imaging. You may use a debit card to access funds at any of our thousands of surcharge-free ATM locations nationwide. Overdraft protection options are also available.

New Beginnings Checking

If you need a fresh start, the New Beginnings account is an ideal way to manage your finances. This account includes unlimited check writing, an ATM card, 24/7 online account access including bill payment, eStatements and check imaging. The option to upgrade to a standard checking account is available upon approval.

Club Savings Accounts

Club Savings Accounts

Christmas Club

You can reduce the stress you feel around the holiday season by opening a Christmas Club Savings account because it automatically sets money aside for you throughout the year. Ready to shop? Your money is available for withdrawal at any time and automatically transfers to your regular savings or checking account on November 1st.

Vacation Club

Do you need a vacation, but feel frustrated that saving for it is at the bottom of your priority list? Open an interest earning vacation club account and use payroll deduction to steadily save throughout the year. Your money is available for withdrawal at any time and automatically transfers to your regular savings or checking account on July 1st.

Health Savings Accounts

Health Savings Accounts

If you have a high-deductible medical plan, a BBCU Health Savings Account can help you manage your health care costs. The funds you deposit in an HSA can be used to pay for medical expenses such as transportation to doctor visits, medications, and vision care. There is no “use it or lose it” rule and the funds are tax-deferred. You can use payroll deduction or add any amount up to the maximum allowed per plan per year. This account never carries an annual maintenance fee and any money in the account rolls over from year to year – you get back what you don’t spend.

Individual Retirement Accounts

IRA

Choose from Traditional or Roth IRAs. These accounts are an easy and convenient way to save for your future. You can use payroll deduction or add any amount up to the maximum allowed per person per year. This account never carries an annual maintenance fee. However, the IRS imposes a penalty for early withdrawal and allows only one rollover every 365 days.

Savings Accounts

Savings Accounts

Regular Savings Account

Your credit union benefits begin right here! The Regular Savings Account is the foundation of your credit union membership. This account is ideal for savers of all ages. You can deposit as much as you like, whenever you like. The minimum deposit to open and maintain membership is $5.00.

Super Saver

You can earn more money in a shorter amount of time when you open a Super Saver account. Interest is paid and compounded monthly using the daily balance. This is a “tiered” account so the more money you deposit, the higher your interest rate. The minimum amount required to open this account is $2,500.

Youth Accounts

Youth Accounts

First Flight (Newborn – 8 years)

Buckle your safety belt as you learn the meaning of financial responsibility. The minimum opening balance for the First Flight account is $5. Receive a free gift after opening the account, get a punch card and receive a gift with every 8 deposits of $10 or more and you will receive a birthday card in the mail.

WINGS (9 – 13 years)

Up, up, and away! You are well on your way to gaining the skills you need to prepare for a healthy financial future. The minimum opening balance for the Wings Account is $5. Receive a free gift after opening an account. You are eligible for an ATM card, and access to mobile banking with this account.

SOAR (14 – 21 years)

You’re becoming a financial expert in the S.O.A.R. (Student Ownership & Responsibility) program as you pull back on the throttle to avoid future financial turbulence. The minimum opening balance for the Soar Account is $5. You are eligible for mobile banking, text banking (rates may apply), a debit card (with a legal guardian), a no monthly fee checking account, a credit card (with a legal guardian), online banking access, one box of checks (must be at least 18 years of age), and receiving eStatements.