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Auto Leasing

Auto Lease

Get a great quality vehicle with a payment you can afford. We are proud to offer a robust leasing program that you won’t find anywhere else. Not only can you lease NEW vehicles, but USED vehicles as well. As your credit union, we want to ensure you get the very best value for your money. Before heading to the dealership, call us first!

Auto Loans

Auto Loans

The open road is waiting for you. Count on very competitive rates and terms from your credit union for your vehicle loans. Auto Loans as low as 1.74% APR* up to 36 months. Make the car-buying process easy on yourself and get your loan pre-approved before you shop.

Home Equity - Line of Credit

Line of Credit Home Equity

Do you have kids heading to college? You may consider a Home Equity line of credit (HELOC) that provides a source of funds that you can draw on as needed. Our HELOC provides you with a 7-year draw period, and an 8-year repayment period for a total of 15 years. It’s a variable-rate loan where the rate is subject to change every quarter. The amount borrowed depends on income, credit history, and the market value of your home.

Home Equity - Single Advance

Single Advance Home Equity

Have you been thinking about starting some home renovations such as your kitchen or basement? Home Equity loans allow you to borrow money using the equity in your home as collateral. A single draw, one-time advance, fixed rate loan with a set term. The amount borrowed depends on income, credit history, and the market value of your home.

Mortgages

Mortgages

Our mortgage consultant, Mortgage Center offers competitive rates and the personalized attention our members expect. Choose from a variety of home loans such as VA Loans which allow veterans and military personnel to purchase a home without mortgage insurance and a down payment may not be required.

Premium Line of Credit

Premium Line of Credit

A Premium Line of Credit (PLOC) is a flexible loan that you can access at your convenience. If you overdraw on your account, your PLOC will cover the cost of checks, ACH and Debit Card transactions. If you have a PLOC and you are short on funds, your purchase will not be denied or you will not be charged an overdraft fee. Whenever you need some extra cash in your checking account, you can easily transfer funds from your PLOC.

Recreational Vehicles

Recreational Vehicles

Life is short! Take the chance to go on an adventure in the great outdoors –whether you’re sailing on the Great Lakes or riding an ATV on the trails in Northern Michigan, BBCU offers competitive loan rates for motorcycles, boats, campers, travel trailers, snowmobiles, jet skis, ATVs, motor homes and many other types of recreational vehicles.

VISA Credit Card

VISA Credit Card

You can expect the best from BBCU. Whether you carry a balance month to month, or pay the balance monthly, a Birmingham Bloomfield Credit Union VISA credit card is easy to use. Experience the convenience as you make payments via online banking (ItsMe24/7) or Teller Phone. You’ll save money with no annual fee, no cash advance fee, and a low interest rate as low as 8.9%*. Also, if you use your VISA card to rent a car, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency**.