- TruStage Auto & Home Owners Insurance
- Accel – Financial Counseling
- Bill Pay
- Cedar Point Theme Park® Tickets
- Check Reordering
- CU Realty Services
- CU*Talk Telephone Teller
- Direct Deposit
- Discretionary Pay
- Free Spirits
- Legal Consulting Services
- Lost / Stolen Credit/Debit Cards
- Mobile Text Banking
- Mobile Web Banking
- Money Orders
- My CU Trade
- Notary Service
- Online Banking
- Safe Deposit Boxes
- Shared Branching
- SOAR – Student Ownership And Responsibility
- TravelMoney Visa Cards
- Turbo Tax Online
- Visa Gift Cards
- Wire Transfers
You’ll discover the basics and beyond at Birmingham Bloomfield Credit Union. Our members who are educators have trained us well over the years. Now you can take advantage of all we’ve learned. It’s time to discover how we can make a difference for you – because what we offer is all about you.
Birmingham Bloomfield Credit Union provides free resources and solutions for our members who are struggling financially, who need help creating a family budget, or even for those who would like to understand their credit report. Please take advantage of this program as it can assist you in making smart moves with your money. The Accel Members Financial Counseling program can be customized to meet your needs. This economy is short-term, and BBCU is focusing on your future.
As a member of BBCU, you can receive assistance with:
- Creating personal and family Budgets
- Understanding your credit report and improving your credit score
- Repaying debt
- Avoiding bankruptcy, foreclosure, and repossession
- Money management
Accel is ready to give you a better look at what your current financial picture is and arm you with the information you need to make better decisions.
Accel Members Financial Counseling
Paying bills from your BBCU checking account has never been easier! Online Bill Pay lets you pay your bills from the convenience of your computer or smart phone simply and quickly. Save on postage, checks, envelopes, and time.
If you’re planning a trip to Sandusky,Ohio for a thrill-seeking experience, Birmingham Bloomfield Credit Union wants to save you money. We offer discounted Cedar Point Theme Park Tickets to our members. 2015 Season Ticket Discounts for the following: 1) Good Any Day tickets 2) Junior & Senior Tickets 3) Ride & Refresh (a one day admission with all you can drink wrist band good for 20 oz. fountain drinks), 4) Soak City (one-day admission), 5) Ride & Slide (two day admission at both Cedar Point and Soak City) for the 2015 season. Purchase tickets at either Waterford or Birmingham locations.
Harland Clarke provides check order services to our members. Login using BBCU’s routing number 272477199 and your account number. If your name or address has changed since your previous check order, please contact us at 248.647.5958.
Save money, save time, save the hassle. With your credit union’s Mortgage Center and CU Realty Services, you’ll get unrestricted access to all the tips, tools and data you need to make informed decisions plus you’ll get a rebate* – 20% off realtor commissions – when you buy or sell using a CU Realty Approved Agent. Visit our Mortgage Center at http://mortgagecenter.com/home/cu_realty for more information.
Access your account 24 hours a day, 7 days a week from any touch tone telephone in the Continental U.S. Make transfers, loan payments, get account balances, track your checks, and much more. Perform almost any transaction on your account. Call 855-286-5885 and follow the menu options.
Save yourself a trip and have your paycheck automatically deposited to your Birmingham Bloomfield Credit Union account. It’s safe, reliable, fast, and convenient.
Birmingham Bloomfield Credit Union can at its discretion pay items attempting to clear your checking account when other sources of overdraft options have been depleted. Please note this is NOT a line of credit. Members have the option of opting out of this program at any time by notifying BBCU in writing. Once a member has “opted out”, there is a 60 day wait to request reinstatement. Please see our Discretionary Pay Policy and the FDIC’s brochure.
Birmingham Bloomfield Credit Union members can set up eAlerts to keep them on top of their account activity. Members can get eAlerts when their account balance is higher or lower than a set amount, if a loan payment is coming due, or when ACH deposits or withdrawals are posted. Members can choose to receive eAlerts as an email or if you are enrolled in Mobile Text Banking, as a text message.
Get your statements faster while eliminating the clutter! You can securely view them online and avoid the paper trail.
Are you 55 years of age or over? If you are, join our “Free Spirits” program. Our program was designed with our “55 and over” members in mind. We put several services together just for you, so take advantage of these time and money saving benefits!
- Free Checks – you will received one box of FREE basic checks per year (single signature only)
- Traveler Money Visa Card – there are no fees for you on Travel Money Visa Cards
- Cashier’s Check – you may write yourself one Cashier’s Check per month at no charge
- Money Orders – Money Orders are provided for our Free Spirits at a reduced cost
Birmingham Bloomfield Credit Union members are able to receive a free half hour legal consulting session provided by Charles R. Harroun, Attorney at Law. Service offered by appointment the second Friday of each month at varying credit union branches. Call 248.647.5958 for an appointment.
To report a lost or stolen credit card Monday – Friday, 9am to 5pm, call 248.647.5958 or 248.683.2920. To report a lost or stolen credit card after hours, call 800.325.3678.
Lost / Stolen ATM & Debit Cards
To report a lost or stolen ATM or Debit card Monday – Friday, 9am to 5pm, call 248.647.5958 or 248.683.2920. To report a lost or stolen ATM or Debit card after hours, inside the US call 888-241-2510. Outside the US, call collect at 909-941-1398.
Enrolled BBCU members can text message requests and received text message replies on the available balance on accounts at any time. You can also select to have your eAlerts, sent to your mobile device in the form of a text message, giving you timely feedback when your available funds drop below a desired level. It’s easy! Refer to Fee Schedule for pricing.*
*Your mobile carrier’s data & text charges may apply.
Keep connected to your finances in the most convenient way – in the palm of your hand! Manage your accounts on the go…anywhere your phone goes! This option is free*, easy to use, and secure. *Your mobile carrier’s data charges may apply.
Birmingham Bloomfield Credit Union does provide free notary services for BBCU members at both the Birmingham and Waterford offices. Proof of identity must be provided.
It’s Me 247 Online Banking provides you with your own personal Internet branch of BBCU 24 hours a day, 7 days a week. It’s fast, convenient and open when you need it. Best of all, this is a free service filled with great features!
- Obtain balance information
- Perform transfers and withdrawals
- Open certificate of deposits, and other share accounts
- View copies of paid checks
- Stop payment on checks
- Apply for a loan
- Nickname your accounts
- Create eAlerts
- View eStatements
- Pay bills
Protect your valuables and important documents in a safe deposit box at Birmingham Bloomfield Credit Union. We offer four different Safe Deposit Box sizes*:
- 3″ x 5″ – $20 annually
- 3″ x 10″ – $40 annually
- 5″ x 10″ – $50 annually
- 10″ x 10″ – $80 annually
Note: Safe Deposit Boxes are only available at the Waterford branch.
* Not all box sizes may be available at all times.
BBCU members have account access at over 4,500 Credit Union Family Service Centers & other credit union branch locations throughout the US. Find Shared Branches near you with the CU Service Center branch locator.
BBCU is excited to announce its participation in the Xtend Shared Branching service. By teaming with Xtend, BBCU can now offer you service at over 75 credit unions with over 150 locations throughout Michigan and Northern Indiana, all with the same high level of service you have come to expect. Find Xtend Shared Branches near you with the Xtend shared branch locator
If you are between the ages of 14-21 and want to begin a financial relationship, establish credit and learn about basic finances, then BBCU has a program designed especially for you. This program is designed to help you build a firm foundation for financial success.
Why pay more? BBCU members can save 10% with Sprint.
Keep your money safe and secure while you travel with the TravelMoney Visa Card. Accepted at over 20 Million Visa locations worldwide. They are prepaid and reloadable. The funds are refundable if lost or stolen. TravelMoney Visa Cards can be purchased for a nominal fee.
Online version of the popular tax calculating and filing software available at a discount to BBCU members.
These cards are great for holidays and gifts. They are refundable if lost or stolen and accepted at millions of places worldwide that welcome VISA. Visa Gift Cards can be purchased for a nominal fee.
In order to wire funds out of BBCU you must contact the receiving institution for proper wiring instructions. (The ABA on the bottom of the member’s checks are not always the same)
The following information is required:
- Name of receiving financial institution along with city, state and ABA routing number.
- Name on account at receiving financial institution
- Account number at receiving financial institution to where monies are to be deposited.
Wire requests must be received by 4:00 p.m. to be processed that day. International wire requests must be received by 1:00 p.m. to be processed the same day.
To wire funds in to your BBCU account, you will need to contact the sending financial institution and provide them with the following information:
Alloya Corporate Federal Credit Union, Warrenville, IL 60555
ABA routing number – 271987635
Credit to the account of Birmingham Bloomfield CU
Credit the name on the account and account # at BBCU.
(for depositing purposes)
FEES: In-coming wires: None
Out-going wires: See current Fee Schedule