As a member in good standing with all loans current, you can choose to skip your December and/or January loan payment(s).* You may fill out the Skip A Payment form (PDF) here and print it then mail it or fax it to 248-647-9239, or you may visit either Birmingham or Waterford to fill out the form in person. The skip-a-payment fee is $35.00 per loan if you choose one month, and $50.00 per loan if you choose both months.
*Only two loan payments can be skipped per calendar year. If you have already skipped two payments in 2017 (January, July, August), you can ONLY skip your January 2018 payment at this time. GAP coverage may be affected. Refer to your GAP documents for details. Loans must be current with three consecutive payments. Mortgages, Home Equities, Business Loans, Leases and any modified loans are excluded from the Skip-A-Payment program.