Effective Wednesday, January 27, 2021


2 0%



0 0%



0 0%

Super Saver

As Low As

4 %

Auto Loans

As Low As

4 %

Home Equity

As Low As

10 %

Secured Loans

*APY = Annual Percentage Yield **APR = Annual Percentage Rate. Rates “as low as” are based on applicant’s credit history. Rates subject to change without notice

Serving the State of Michigan

About Us

Birmingham Bloomfield Credit Union’s story began more than 80 years ago.

On November 23, 1931 Birmingham Teachers was organized and charted in the State of Michigan by a group of teachers. Located in a classroom at Barnum Elementary School, the Credit Union was originally created to serve the teachers and other employees of the Birmingham School system. Eventually the credit union moved to a small house on Woodward Avenue in Birmingham and in 1963, it was moved to the Lincoln Street location.

In 1974 the field of membership was expanded to include teachers from the West Bloomfield school district and our first branch location was opened at … read more

We strive to improve the financial lives of our members through education, trust and innovative products and services.

Become our members’ primary financial institution by providing value through creative financial solutions that meet our members’ changing financial needs and desires.

“Your future is our future!”


You are eligible to join if you live, work, worship, or attend school in the state of Michigan.

You need a current non-expired driver’s license, or State ID with the correct address.

You need a second piece of identification such as a social security card, passport, insurance card or credit card.

Please have your social security card with you.

Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union savings account. You must maintain a minimum of $5 in this account to enjoy member benefits.

Visit any branch in Birmingham, Holly, Lake Orion, Shelby or Waterford and have the above documents with you in order to complete the membership process.


“Your Life, Your Money, Your Credit Union” is a quarterly newsletter published by Birmingham Bloomfield Credit Union for our members. You’ll find need-to-know information about what’s going on at BBCU, featured products and services, marketplace issues and more.

Check out our Tutorial Videos.

Check out our blog for tips, money saving, college,  scam warnings and so much more. 

Find one of over 4500 Shared Branches near you with the Co-op Shared Branch Locator.

BBCU offers you service at over 75 credit unions with over 150 locations throughout Michigan and Northern Indiana through Xtend. Find Xtend Shared Branches near you with the Xtend shared branch locator.

Harland Clarke 1-800-858-3355 provides check order services to our members. Login using BBCU’s routing number 272477199 and your account number.

NOTE: If your name or address has changed since your previous check order, please contact us at 248-647-5958.

To conveniently order your checks online from Harland Clarke, please visit Order My Checks

Search for no-surcharge ATMs here.




576 E. Lincoln St.
Birmingham, MI 48009
248 • 647 • 5958
Fax: 248 • 647 • 9239


15156 N. Holly Rd.
Holly, MI 48442
248 • 634 • 9061
Fax: 248 • 634 • 4740

Lake Orion

350 N. Park Blvd. (M-24)
Lake Orion, MI 48362
248 • 814 • 4000
Fax: 248 • 814 • 4002

Shelby Twp

13643 23 Mile Rd.
Shelby Twp, MI 48315
586 • 532 • 1880
Fax: 586 • 532 • 1887

Waterford East

4594 Pontiac Lake Rd.
Waterford, MI 48328
248 • 674 • 0491
Fax: 248 • 674 • 1644

Waterford North

4770 Dixie Hwy.
Waterford, MI 48329
248 • 618 • 9800
Fax: 248 • 618 • 9207

Waterford West

6375 Highland
Waterford, MI 48327
248 • 683 • 2920
Fax: 248 • 461 • 6390