BIRMINGHAM
576 E. Lincoln Ave.
Birmingham, MI 48009
Phone: 248-647-5958
Fax: 248-647-9239
HOURS:
Mon-Thurs 9am - 5pm
Friday 9am - 6pm
WATERFORD
6375 Highland
Waterford, MI 48327
Phone: 248-683-2920
Fax: 248-461-6390
HOURS:
Mon-Thurs 9am - 5pm
Friday 9am - 6pm
Membership at BBCU
You are eligible to join if you live, work, worship, or attend school in Oakland County, Michigan.
(Or you can be qualified for membership through a $30 donation to the School Community Partnership, a community advisory group of the Board of Education for Birmingham Public Schools).
You need a current non-expired driver’s license, or State ID with the correct address.
You need a second piece of identification such as a social security card, passport, insurance card or credit card.
Please have your social security card with you.
Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union savings account. You must maintain a minimum of $5 in this account to enjoy member benefits.
Visit either the Birmingham Main Office or Waterford Branch, and have the above documents with you in order to complete the membership process.
Contact BBCU
Main Office:
576 E. Lincoln Birmingham, MI 48009
248-647-5958
Fax: (248) 647-9239
Branch Office:
6375 Highland Rd Waterford, MI 48327
248-683-2920
Fax: (248) 461-6390
CU*Talk Toll Free (Phone Banking):
855-286-5885
ATM/Debit Lost/Stolen:
888-241-2510
ATM/Debit Lost/Stolen Outside US:
909-941-1398
VISA Lost/Stolen/Fraud:
800-369-4887
Loans
As a credit union, we strive to live up to the reputation of offering the lowest rates. Let us help you find the best loan for your needs.
Certificate Rates
Effective
Certificate Rates
| Certificate Rates | |||
|---|---|---|---|
| Certificate Term | APY | Minimum Deposit | |
| 2 Month CD+ | 0.40% | $500.00 | |
| 2 Month CD+ | 0.40% | $10,000.00 | |
| 6 Month CD* | 0.50% | $500.00 | |
| 6 Month CD* | 0.50% | $10,000.00 | |
| 1 Year CD* | 1.50% | $500.00 | |
| 1 Year CD* | 1.51% | $10,000.00 | |
| 2 Year CD* | 1.75% | $500.00 | |
| 2 Year CD* | 1.76% | $10,000.00 | |
| 3 Year CD* | 2.00% | $500.00 | |
| 3 Year CD* | 2.02% | $10,000.00 | |
| 4 Year CD* | 2.25% | $500.00 | |
| 4 Year CD* | 2.27% | $10,000.00 | |
| 2 Month IRA CD* | 0.50% | $500.00 | |
| 2 Month IRA CD* | 0.50% | $4,000.00 | |
| 6 Month IRA CD* | 0.75% | $500.00 | |
| 6 Month IRA CD* | 0.75% | $4,000.00 | |
| 1 Year IRA CD* | 1.75% | $500.00 | |
| 1 Year IRA CD* | 1.761% | $4,000.00 | |
| 2 Year IRA CD* | 2.00% | $500.00 | |
| 2 Year IRA CD* | 2.02% | $4,000.00 | |
| 3 Year IRA CD* | 2.25% | $500.00 | |
| 3 Year IRA CD* | 2.27% | $4,000.00 | |
| 4 Year IRA CD* | 2.50% | $500.00 | |
| 4 Year IRA CD* | 2.53% | $4,000.00 | |
NO COMPOUNDING OF CERTIFICATE INTEREST, WHEN TRANSFER OPTION CHOSEN. (APY WILL NOT APPLY)
*Penalty for early withdrawal 90 days interest. Penalty may reduce principal.
+Penalty for early withdrawal 60 days interest.