Deposit Rates | Birmingham Bloomfield Credit Union

Effective Wednesday, January 27, 2021

Certificate Rates

CERTIFICATE TERM	APY	MINIMUM DEPOSIT
2 Month CD⁺	0.40%	$500.00
2 Month CD⁺	0.45%	$10,000.00
6 Month CD^*	0.50%	$500.00
6 Month CD^*	0.55%	$10,000.00
1 Year CD^*	0.60%	$500.00
1 Year CD^*	0.65%	$10,000.00
2 Year CD^*	0.65%	$500.00
2 Year CD^*	0.70%	$10,000.00
3 Year CD^*	0.70%	$500.00
3 Year CD^*	0.75%	$10,000.00
4 Year CD^*	0.75%	$500.00
4 Year CD^*	0.80%	$10,000.00
2 Month IRA CD^*	0.40%	$500.00
2 Month IRA CD^*	0.45%	$4,000.00
6 Month IRA CD^*	0.50%	$500.00
6 Month IRA CD^*	0.55%	$4,000.00
1 Year IRA CD^*	0.60%	$500.00
1 Year IRA CD^*	0.65%	$4,000.00
2 Year IRA CD^*	0.65%	$500.00
2 Year IRA CD^*	0.70%	$4,000.00
3 Year IRA CD^*	0.70%	$500.00
3 Year IRA CD^*	0.75%	$4,000.00
4 Year IRA CD^*	0.75%	$500.00
4 Year IRA CD^*	0.80%	$4,000.00

NO COMPOUNDING OF CERTIFICATE INTEREST WHEN TRANSFER OPTION CHOSEN. (APY WILL NOT APPLY)

*Penalty for early withdrawal 90 days interest. Penalty may reduce principal.
+Penalty for early withdrawal 60 days interest 0.45%

Current Dividends

Savings Rates

ACCOUNT TYPE	APY	MINIMUM DEPOSIT	MINIMUM BALANCE
Regular Savings	0.05%	$5.00	$5.00
Secondary Savings	0.05%	$0.00	$0.00
Christmas Savings	0.05%	$0.00	$0.00
Vacation Savings	0.05%	$0.00	$0.00
Super Saver	0.05%	$2,500.00	$2,500.00
Super Saver	0.07%	$2,500.00	$2,500.00
Super Saver	0.10%	$2,500.00	$5,000.00
Super Saver	0.12%	$2,500.00	$10,000.00
Super Saver	0.15%	$2,500.00	$20,000.00
Super Saver	0.17%	$2,500.00	$25,000.00
Checking	0.000%	$0.00	$0.00
Business Checking	0.000%	$0.00	$0.00
Health Savings Account	0.05%	$0.00	$0.00
Individual Retirement Accounts	0.10%	$0.00	$0.00
Individual Retirement Accounts	0.15%	$0.00	$25,000.00

Rates are Annual Percentage Yield
CALCULATED DAILY / PAID & COMPOUNDED MONTHLY. We may change dividend rate for your account as determined by the Credit Union board of directors. Fees may reduce earnings on accounts 0.05%