This One's On The House

Home Equity Line of Credit: No application fee, no annual fees.

1.99% APR* Introductory Rate until January 1, 2021.

Use your HELOC for anything:

  • Home Renovations
  • Education Expenses
  • Wedding Plans
  • Debt Consolidation & More 


Submit your application between April 1, 2020 – June 30, 2020.

*APR = Annual Percentage Rate. The 1.99% introductory APR applies until January 1, 2021, and is limited to credit union members with newly-opened HELOCs during the promotional period (April 1, 2020– June 30, 2020). Thereafter, a variable rate of 5.00% to 18.00% will apply, and is based on credit history, loan to value and other underwriting criteria. The variable APR is based on the index value (prime, currently 3.25%), plus a margin, subject to change, but at no time shall be less than 5.00% or exceed 18.00%. Applications must be submitted by June 30, 2020 to receive consideration for the introductory APR. The introductory rate cannot be combined with any other offer. Property insurance is required and, if applicable, flood insurance will be required. Additional restrictions, limitations, and exclusions may apply. Please contact Birmingham Bloomfield Credit Union for additional details. NMLS#500296. Lakes Community Credit Union a part of BBCU NMLS#384197..