What is Apple Pay? Apple Pay™ is a contactless payment technology that lets cardholders make purchases in store and within apps with just a touch. It combines identity theft breakthroughs such as Visa Token Service and Apple’s Touch ID™ to give users an easy, secure and private way to pay with your Visa ® & Mastercard.®

Apple Pay lets cardholders…

• Enjoy all the benefits of their Visa ® & Mastercard ® on devices* they use everyday
• Count on security because their card information isn’t stored on their device or shared when they pay
• Easily make payments in their favorite stores or within apps

* Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible Apple Pay devices, see www.apple.com/apple-pay

Setting up your mobile wallet on Apple Pay

How to add a card to Apple Pay:

1. On your iPhone, launch the Wallet app.
2. Tap the “+” symbol to add a new card.
3. Tap “Continue.”
4. Take a picture of your card or enter your card details manually.
5. Tap on “Review the Terms and Conditions” and tap on “Agree.”
6. Select method to verify your card.

How to set up a default card on Apple Pay:

1. Launch the Settings app.
2. Select “Wallet & Apple Pay.”
3. Select “Default Card.”
4. Select the card to use as your default.

Here’s how to pay using your Visa and Apple Pay: To pay within stores, hold iPhone® near the contactless reader with your finger on Touch ID.™ On Apple Watch,™ just double-click the side button and hold the display of your Apple Watch up to the contactless reader. To pay within apps on iPhone and iPad,® select Apple Pay as the payment method and place your finger on Touch ID.

What is Google Pay? Google Pay is the fast, simple way consumers pay with Google. It brings together everything they need at checkout and keeps their payment info safe in their Google Account until they’re ready to pay.

Google Pay lets cardholders:

• Pay with their phone instead of reaching for their wallet
• Protect their card information
• Just unlock to pay, no need to open an app

Setting up your mobile wallet on Android Pay

How to add a card to Android Pay.

1. Launch the “Android Pay” app.
2. The app shows the cards already associated with that account.
3. Tap on the card you wish to add and follow the confirmation prompts.
4. To add a new card, tap the “+” symbol or “add a credit or debit card.”
5. Follow the activation prompts on the screen.

How to set up your mobile wallet on Android Pay:

1. Select the card you want to make your default.
2. Tap on “Set as default card.”

What is Samsung Pay? Samsung Pay is a mobile payment service that works almost anywhere you can swipe or tap your card.* Each transaction uses a random token instead of your card number, which means your actual information isn’t shared when you shop and your details stay safe.

Samsung Pay lets cardholders:

• Enjoy the things they love about their Visa ® & Mastercard ® card — right on their device
• Use it almost anywhere they can swipe or tap their card
• Count on security and control with fingerprint technology

*Available on Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list and contact your bank or financial institution to verify supported cards.

Setting up your mobile wallet on Samsung Pay

How to add a card to Samsung Pay.

1. Tap “Add.”
2. Tap “Add credit card or debit card.”
3. Take a picture of your card or enter your card details manually.
4. Review the terms of service and tap “Agree to all.”
5. Select an option to verify the card.

Setting up a default card on Samsung Pay:

1. Samsung doesn’t have the option to set up a default card.
2. When you open Samsung Pay, the most recently used, viewed or added card will display.